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Contact us to learn more about SBA Loan options

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The ideal option for business financing due to low interest rates

1

How funding works

  • Merchants must meet the requirements set forth by the SBA and the lender
  • Application turnaround time from the SBA is 5-10 business days
  • Funding amounts available up to $5,000,000
  • Maximum terms vary depending on loan purpose (e.g., up to 25 years for real estate, up to 10 years for equipment, etc.)

2

Rates are based on

  • Market Prime Rate (MPR)
  • Loan size and term
  • Time in business
  • Credit profile, overall profitability, and exiting debt

3

Ask Yourself

  • What do you intend to do with the funds from an SBA 7(a) loan?
  • How quickly do you need funding?
  • Do you have existing debt on your balance sheet?

4

Required documents

  • Application with basic details about the business and merchant
  • Business financial statements, such as balance sheets, profit and loss statements, and projected financial statements
  • Loan application history
  • Income tax returns
  • Etc.

5

Good to know

  • Long repayment terms, low-interest rates, and no prepayment penalties make the SBA 7(a) loan a great option
  • Loans can be used for a variety of purposes, including working capital, business expansions, or purchasing equipment and supplies
  • Additional SBA loan types are available depending on your needs

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Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

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Equipment finance. Small Business Loans. Merchant Cash Advance. Factoring.

100

Specialists

Over 100 funding specialists to keep you going

15

Financing options

15 financing options and small business products

$2M

Funding up to

Unsecured funding up to $2,000,000

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Hours

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