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Contact us to learn more about SBA Loan options

Call us at (212) 931-6858 to speak to a loan specialist today.

The ideal option for business financing due to low interest rates

1

How funding works

  • Merchants must meet the requirements set forth by the SBA and the lender
  • Application turnaround time from the SBA is 5-10 business days
  • Funding amounts available up to $5,000,000
  • Maximum terms vary depending on loan purpose (e.g., up to 25 years for real estate, up to 10 years for equipment, etc.)

2

Rates are based on

  • Market Prime Rate (MPR)
  • Loan size and term
  • Time in business
  • Credit profile, overall profitability, and existing debt

3

Ask Yourself

  • What do you intend to do with the funds from an SBA 7(a) loan?
  • How quickly do you need funding?
  • Do you have existing debt on your balance sheet?

4

Required documents

  • Application with basic details about the business and merchant
  • Business financial statements, such as balance sheets, profit and loss statements, and projected financial statements
  • Loan application history
  • Income tax returns
  • Etc.

5

Good to know

  • Long repayment terms, low-interest rates, and no prepayment penalties make the SBA 7(a) loan a great option
  • Loans can be used for a variety of purposes, including working capital, business expansions, or purchasing equipment and supplies
  • Additional SBA loan types are available depending on your needs

Apply now!

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What our clients are saying about our solutions

Our Financial Solutions and Business Services support our clients as they stay competitive and grow to keep our nation’s economy alive.

Proud owner of a restaurant in California and was seeking capital to open a second location. My specialist at Premium Merchant Funding got me the exact dollar amount I needed to open, including renovation and equipment costs.

Harry R

Restaurant Owner
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Premium Merchant Funding helped us get the funding we need to get some upgrades done. With low rates we were able to borrow and pay back overtime and noticed how we got more customers as a result. Loan paid for itself in 1-2 years!

Marjorie K

Owns Small Insurance Company
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Professional PMF staff helped guide us through getting our first business loan to acquire extra space and buy more shelving for our retail store. The loan helped us get an immediate return within 4 months as we got more in sales and a few self-checkout registers so there is minimal wait time for the customers.

Jack L

Owns Retail Store
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Accelerate the growth of your business

Equipment finance. Small Business Loans. Merchant Cash Advance. Factoring.

100

Specialists

Over 100 funding specialists to keep you going

15

Financing options

15 financing options and small business products

$2M

Funding up to

Unsecured funding up to $2,000,000

48

Hours

Get funding in 48 hours

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